Optum Care in Colorado
Medicare 101
Learn how Medicare works.
What is Medicare and who is it used for?
Medicare is a federal health insurance program for people who are 65 years old or older. It's also for those of any age with certain disabilities (physical or mental problems) that last 24 months in a row.
There are two main ways you get Medicare:
- Original Medicare (Part A and Part B)
- Medicare Advantage Plan (Part C)
Some people add Medicare prescription drug coverage (Part D) to Original Medicare.
What does Original Medicare cover?
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What other choices do you have?
You can buy more coverage. Private insurance companies sell different plans that cover different items and services.
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Medicare Advantage: everything you get with Original Medicare, plus more
Medicare Advantage plans cover services that Original Medicare doesn't. And many plans offer much more. See the coverage you could get from a Medicare Advantage plan.
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If you are new to Medicare, we can help you understand where and when to start. There are some events and situations to know about. These include:
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Helpful resources